In an effort to determine best practices involving Workers’ Compensation issues, it is beneficial to examine recent trends. Three of the prevalent recent trends include the use of telemedicine, Return to Work programs, and opioid control.
A Return to Work (RTW) program is a plan or system that an employer implements to bring an injured employee back to the workplace as soon as possible. It involves providing the injured worker with modified or transitional work that meets doctor approved restrictions.
The experience modification factor is a method used by Workers’ Compensation insurers to distinguish businesses in a specific risk class with fewer expected losses from those with greater expected losses.
A successful return to work program accommodates bringing an injured employee back to work as early as possible within doctor prescribed restrictions.